Actuarial Modelling of Claim Counts
Автор: Michel Denuit
Год издания: 0000
There are a wide range of variables for actuaries to consider when calculating a motorist’s insurance premium, such as age, gender and type of vehicle. Further to these factors, motorists’ rates are subject to experience rating systems, including credibility mechanisms and Bonus Malus systems (BMSs). Actuarial Modelling of Claim Counts presents a comprehensive treatment of the various experience rating systems and their relationships with risk classification. The authors summarize the most recent developments in the field, presenting ratemaking systems, whilst taking into account exogenous information. The text: Offers the first self-contained, practical approach to a priori and a posteriori ratemaking in motor insurance. Discusses the issues of claim frequency and claim severity, multi-event systems, and the combinations of deductibles and BMSs. Introduces recent developments in actuarial science and exploits the generalised linear model and generalised linear mixed model to achieve risk classification. Presents credibility mechanisms as refinements of commercial BMSs. Provides practical applications with real data sets processed with SAS software. Actuarial Modelling of Claim Counts is essential reading for students in actuarial science, as well as practicing and academic actuaries. It is also ideally suited for professionals involved in the insurance industry, applied mathematicians, quantitative economists, financial engineers and statisticians.
The American Claimant
Автор: Марк Твен
Год издания:
"The American Claimant" is a comedy of mistaken identities and multiple role switches?fertile and familiar Mark Twain territory. Its cast of characters include an American enamored of British hereditary aristocracy and a British earl entranced by American democracy.Twain uses this over-the-top comic frame to explore some serious issues as well-such as the construction of self and identity, the role of the press in society, and the moral and social questions raised by capitalism and industrialization in the United States. A unique melange of science fiction and fantasy, romance, farce, and political satire, Twain's least-known comic novel is both thought-provoking and entertaining.
Memoirs of the house of Brandenburg from the earliest accounts, to the death of Frederic I. king of Prussia
Автор: Friedrich II
Год издания:
Полный вариант заголовка: «Memoirs of the house of Brandenburg from the earliest accounts, to the death of Frederic I. king of Prussia : to which are added four dissertations 1. On manners, customs, industry, and the progress of the human understanding in the arts and sciences ; 2. On superstitions and religion ; 3. On the ancient and modern government of Brandenburg ; 4. On the reasons for the enacting and repealing of laws / by the present king of Prussia (Friedrich II)».