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The first edition of BANK 2.0—#1 on Amazon's bestseller list for banking and finance in the US, UK, Germany, France, and Japan for over 18 months—took the financial world by storm and became synonymous with disruptive customer behaviour, technology shift, and new banking models. In BANK 3.0, Brett King brings the story up to date with the latest trends redefining financial services and payments—from the global scramble for dominance of the mobile wallet and the expectations created by tablet computing to the operationalising of the cloud, the explosion of social media, and the rise of the de-banked consumer, who doesn't need a bank at all. BANK 3.0 shows that the gap between customers and financial services players is rapidly widening, leaving massive opportunities for new, non-bank competitors to totally disrupt the industry. «On the Web and on Mobile, the customer isn't king—he's dictator. Highly impatient, skeptical, cynical. Brett King understands deeply what drives this new hard-nosed customer. Banking professionals would do well to heed his advice.» —Gerry McGovern, author of Killer Web Content

International bestselling authors of YOU: The Owner's Manual and YOU: On a Diet give you all the tools and know-how to stay young and defy the ageing process. Drawing lively parallels between your body and aspects of city life, Drs Roizen and Oz show you how to balance your ‘biological budget’ to ensure your life is long and strong.Million-copy-bestselling authors, Michael F. Roizen, M.D. and Mehmet C. Oz, M.D., explain the mysteries of ageing and how you can dramatically slow the process to live a longer, more vibrant life. Written with their irrepressible quirky humour and granite-solid research, YOU: Staying Young is set to become the definitive manual to remaining young, fit and healthy.If your body is a city, the authors explain, it is up to you as mayor, resident and street cleaner to ensure it remains a vibrant city – after all, who wants to live in a run-down, one-horse town? We all have different genes that influence us in same the way as cities are affected by different geographies. However, it is the way in which a city is run and the residents treat it that have the most overwhelming influence.Posing as local inspectors, Roizen and Oz club together to tackle your city's education system (stem cells), power plants (mitochondria), electrical grids (brains), transportation routes (blood vessels), landfills (fat), and parks (skin). They then give you the tools to clean up your act and turn your city back into the cutting-edge, party destination everybody will want to see.Look after your body and it will look after YOU.

A thrilling account of treachery, loyalty and martyrdom in Elizabethan England from an exceptional new writer.As darkness fell on the evening of Friday, 28 October 1588, just weeks after the defeat of the Spanish Armada, two young Englishmen landed in secret on a Norfolk beach. They were Jesuit priests. Their aim was to achieve by force of argument what the Armada had failed to do by force of arms: return England to the Catholic Church.Eighteen years later their mission had been shattered by the actions of a small group of terrorists, the Gunpowder Plotters; they themselves had been accused of designing ‘that most horrid and hellish conspiracy’; and the future of every Catholic they had come to save depended on the silence of an Oxford joiner, builder of priest-holes, being tortured in the Tower of London.‘God’s Secret Agents’ tells the story of Elizabeth’s ‘other’ England, a country at war with an unseen enemy, a country peopled – according to popular pamphlets and Government proclamations – with potential traitors, fifth-columnists and assassins. And it tells this story from the perspective of that unseen ‘enemy’, England’s Catholics, a beleaguered, alienated minority, struggling to uphold its faith.Ultimately, ‘God’s Secret Agents’ is the story of men who would die for their cause undone by men who would kill for it.

‘Absorbing and chilling, yet tempered with echoes of a lost romance…this story is one of the best I've read this year for its imagery and originality’ Jane Hunt ReviewsSet in the bleak winter of 1947, you will love this compelling drama if you love historical dramas.The Cotswolds, 1947A relentless winter holds post-war Britain in its deadly grip, and Eleanor Phillips rides out from her beleaguered Cotswold farm to rescue a stranger lost in the storm. But the near-dead man is no stranger and when she recognises Matthew Croft, the old ties of a failed romance tug deeply. Her sweetheart has returned from the war.Suspicion, the police and the panicked flight of a desperate man beat a path to her door. With a wanted man hidden in her home and stealing back into her heart, Eleanor must be on her guard – for the net is closing in on them both and enemies are all around…Praise for In the Shadow of Winter:‘An enchanting debut’ Romance Junkies‘I now have another author to add to my ever growing list of excellent historical fiction writers!’ BitsnBooks‘I can’t tell you how much I enjoyed reading this book…sweet, provocatively steamy, and absolutely swoony’ Feminist Reflections