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A proven way to financially prepare for retirement Are you wondering if you can make your retirement savings last? Concerned about inflation reducing your purchasing power? Worried about the stock market's violent swings? In Buckets of Money: How to Retire in Comfort and Safety, nationally recognized Certified Financial PlannerTM and radio personality Ray Lucia offers you a smart and conservative way to protect and grow your nest egg-so you can enjoy a comfortable retirement without worrying about your money running out. Developed by Lucia over his thirty-year career as a financial planner, the «Buckets of Money» technique is a proven way to achieve both income and growth, while guarding against the ravages of inflation. Buckets of Money is filled with in-depth insights and practical advice that will help you assess your retirement situation, save the money you need to last your entire lifetime, and adjust your plan to good times and bad. Regardless of your age, income, net worth, or investment experience, you need to have a solid plan for your retirement years. Buckets of Money provides you with such a plan, and shows you the best way to implement it.

Field tested by one of the most respected outdoor programmes in the world, ‘Collins Complete Hiking and Camping Manual’ is the most comprehensive guides available. It is broad in scope, while still focused on the essential skills and information that you need to travel safely and comfortably in any wilderness.Any backpacker knows that space in your rucksack is limited, but on your next trip pack the only guide that you will need. Use it for:• before you start your trip – for deciding on an itinerary, selecting equipment and figuring out what food, clothing and other supplies to pack, depending on whether you are going some where tropical or temperate• once you’re out in the wilderness – for choosing a campsite, setting up camp, navigating with map and compass, identifying trees and plants and preparing meals• if something unexpected happens – for finding a lost person, seeking shelter in bad weather (like thunderstorms) and first aid for common injuriesScattered throughout are Tricks of the Trail – additional tips for successful wilderness camping.CONTENTSTrip Planning, Equipment, Cooking, Nutrition, First Aid, Navigation, Wilderness Travel, Safety, WeatherSample Tricks of the TrailCotton What’s the worst thing to bring on a backpacking trip? Blue jeans. In most climates and environments, you should minimize your use of cotton clothing. Although cotton is comfortable to wear, cotton fibers absorb and retain water. Once wet, cotton loses heat 25 times faster than dry clothing. Wet cotton clothing can be a significant factor in hypothermia (see Hypothermia, page 293).