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An in-depth look at the failure of Wall Street's «proven» financial models Origami is the Japanese art of folding paper into intricate and aesthetically attractive shapes. As such, it is the perfect metaphor for the Wall Street financial engineering model, which ultimately proved to be the underlying cause of the 2008 financial crisis. In Financial Origami, Brendan Moynihan describes how the Wall Street business model evolved from a method to transfer risk into a method for manufacturing risk. Along the way, this timely book skillfully dissects financial engineering and addresses how it's often a mechanism to evade regulatory constraints, provide institutional investors with customized products, and, of course, generate revenue for financial engineers. Reveals how Wall Street's financial engineering business model morphed into something destructive Highlights how the origami model worked well in the comparatively stable years of the early 2000s, when there was less risk to transfer Discusses how Wall Street began manufacturing risk by creating products that multiplied risk exposures and encouraged subprime lending With the collapse of Lehman Brother the Wall Street business model effectively broke. But there are many lessons to be learned from what has transpired, and Financial Origami will show you what they are.

Origami Kit For Dummies gives you all the material you need to get started in origami. Included in the kit is an expert guide book to origami, covering the different bases and techniques you need to create a huge variety of models. Illustrations and detailed instructions show you how to make 75 unique models, such as a frog, a settee, fantastic geometric shapes and even a festive Santa! There are also 25 sheets of 5x5" origami paper in five fun colours. So get folding, and show off your creations in style! Discover How To: * Get prepared to start folding * Understand the international language of origami * Fold all the basic bases * Source your paper * Design creations and draw your own diagrams About the author Nick Robinson is a professional origami artist, and has been «folding paper» for 25 years. He has been a member of the British Origami Society for over 20 years, and currently he edits their magazine, as well as maintaining their website.

Julie Myerson meets Ian McEwan in this gripping novel of family breakdown.Ana Lewis is trapped by her own expectations. Her intense relationship with fellow student Alex begins to crack beyond repair when she falls pregnant, and his subsequent withdrawal, emotionally and sexually are hard for Ana to bear. Eventually, following the birth of Pip and then Davie, Alex leaves Ana to a life of question and blame. Locked in her room for much of the time she woefully neglects her children, preferring instead to replay scenes from her life over and over, fighting the urge to blink for fear it should dissipate the memories.Told within the context of two black boxes, one Ana’s and one Pip’s, the story reveals the key factors that have contributed to this catastrophic breakdown of life. In Black Box 01 we meet Ana as she begins to deconstruct her life. She rails against Alex and his inability to love her, or to put her ahead of his domineering mother.Black Box 02 is Pip’s diary which details in a schoolgirl terms the neglect that both Pip and Davie have suffered. Pip talks of her mother’s deterioration, lack of cleanliness and of her mother’s obsessions. Pip and Davie communicate through finger sign language, as their mother demands silence. Davie retreats into his own world, permanently soiled and communicating only by sign, while Pip, fat and desperate, sneaks out of the house at night to have sex with a boy who hates her. Pip and Davie exist in parallel, with only Ana's bedroom door separating her from them. She does not want to see them. They are the present and Ana chooses to live in a past, continually raking over the ashes of a relationship that was never really hers.Accomplished and affecting, Caroline Smailes weaves together a catastrophic tale of mismatched lives.

A gorgeously romantic short story, part of The Meet Cute series.Rosie's starting afresh. Her best friend and former housemate is starting a new life in Australia leaving Rosie to move into a new flat on her own. But when she meets her next door neighbour, Rosie realises she may not be quite so alone after all…