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An insightful and practical guide to family trusts Family Trusts is a step-by-step guide for anyone involved in family trusts: trust creators, trustees, beneficiaries, and advisors. It will help families create and administer a culture that recognizes trusts as a gift of love. Marrying the practical and emotional aspects of family wealth, this book provides a hands-on primer that focuses on fostering positive relationships, and structuring the trust appropriately for the situation and the people involved. It tackles difficult topics with frank and honest discussion, from the first beneficiary meeting to working with addictions, and more. Written by a team of experts in family wealth, this information is becoming increasingly crucial to the successful execution of a trust; you'll learn what type of person makes the best trustee, how to be an excellent beneficiary, and the technical aspects that help you build a better trust from the very beginning. There's been a staggering increase in trustee/beneficiary litigation and hostility, but that doesn't mean it's inevitable. Plenty of trusts are running smoothly, with positive experiences on all sides. This book shows you how to set up your trust to succeed from the start, with step-by-step guidance and expert insight. Express clear and thoughtful intent for the trust Create a healthy and supportive culture Select the right trustee, trust protector, and trust advisor Take the time to prepare before initially meeting the beneficiary Conduct a productive first meeting to set a tone for the relationship Historically, there has been little consideration given to the culture of trusts, and this oversight may be a key driver of the behavior that's becoming more prevalent. Family Trusts explores the nature of these relationships, and shows you how to build a trust that retains the nature and spirit with which it was intended.

Previously published as Our Vinnie.The infamous Canterbury Estate in Bradford, a hotbed of crime, drink and drugs, was a law unto itself in the ’70s. So when one of their own was wronged in any way, the community always had its own way of dealing with it.The first title in a series of gritty family sagas, In Cold Blood accounts the dramatic true story of a brother’s determination to avenge his younger sister’s rape. Josie was just 11 when her Vinnie, then 14, was taken away to a detention centre. Distraught by his absence and left alone with indifferent parents, when she escapes from one of their rows she naively enters the house of a neighbour, Melvin, who – horrifically – leads her upstairs and overpowers her.Convinced by her friend Carol, Josie tells her sister Lyndsey about the rape but, with Vinnie out of the picture, Lyndsey uses the information for her own ends. When Vinnie returns, hardened by years inside the system, his outrage on discovering the truth is severe. And with new abuses continually coming to light, a cataclysmic series of violent events begins to spiral out of control…Dramatic and shocking, In Cold Blood is an unbelievable page-turner, documenting a community forsaken by society, and one brother’s unrelenting determination to take justice into his own hands.

It is written that three Sisters of Fate have the power to change the world's destiny.But only if they survive…Kat Lockwood grew up listening to her unhinged mother's stories about the Norse goddess souls she and her triplet sisters carry, about fiery deaths and a prophecy foretelling the world's end. Now, to save that world, Kat must find a guy who hosts the soul of a Norse god–a warrior with the lightest blond hair and the darkest brown eyes.But at a truck stop on her road trip, Kat freezes time while she writes out a cryptic message in runes. The only other person able to see this happen? A gorgeous guy with the lightest blond hair and the darkest brown eyes.Kat's not convinced peaceful Arun is the future warrior who will turn the tide in the final battle. Yet, Arun turns out to be a lot tougher than he seems. As soul-carrying teens and underworld creatures gather over the world’s deadliest volcano, Kat finds that no one, including her sisters and mother, is exactly who she thought they were…Sisters of FateThe prophecy doesn't lie: one is doomed to die.

The band of Viking brothers, The Oathsworn, are here. These are the first 3 epic novels in Robert Low’s brilliant Oathsworn series.The ultimate Viking series.Launch into the world of the Oathsworn, led by Einar the Black, and new recruit Orm Bearslayer, whose story this is and whose adventure is unforgettable.In The Whale Road, The Wold Sea and The White Raven you will experience bloody revenge, violence and true Viking grit.