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Ruthless is a candid exploration of the criminal subculture of Wall Street, and one of the first books to speak for the victims of the financial meltdown. On February 14, 2008, author Phil Trupp received a call from one of his brokers telling him a large portion of his investments were frozen—on ice—turning his life and plans for retirement upside down. When the fog started to clear, Trupp realized he was one of many investors caught up in what experts called the greatest attempted securities fraud in modern Wall Street history—a $336 billion scam which made the savings and loan scandal of the 1980s look like a simple street mugging. The path to destruction, financial or otherwise, often begins with a simple proposition. For author Phil Trupp it came from one of his stock brokers: «Take it, Phil. It’s free money.» This free money came from auction-rate securities (ARS). Auction-Rate Securities are corporate or municipal bonds with a long-term maturity for which the interest rate is reset at frequent auctions. ARS interest rates were higher than money markets and were sold as completely safe, liquid, Triple-A rated «cash equivalents,» a deceptive sales pitch that lured hundreds of thousands of investors to buy the securities. Since 2008, most auctions have failed leaving the market largely frozen. The victims ranged from individual investors to the Joffee Foundation, a nonprofit that can no longer fund programs that help prevent AIDS in Africa, to the Port Authority of New York. While this is a classic 21st century tale of Wall Street greed and betrayal, it is also a story of redemption and the life-altering struggle of American investors and others around the world who, in the end, beat the Wall Street fraud-masters. Ruthless is a story of how individual investors became mad as hell and joined together to reclaim their cash investments. So far they’ve reclaimed more than $200 billion and continue fighting for the rest. A lively, page-turning guide for any investor with a stunning lesson on how to fight back and win.

A captivating memoir of one woman’s relationship with a man and his mansion.When Belinda Rathbone, a New York art historian, met eccentric Anglo-Scots bachelor John Ouchterlony it was the start of a story of clashing cultures and crumbling houses. After a whirlwind romance she married the man – and his 400 acre estate and decrepit mansion in Scotland. In her charming and moving account of their time together she reveals her many discoveries about this strange world – not just the persistence of lino, and family history ancient and recent, but the value of dead elms, the art of the Aga, yoga with the aristocracy, and the vitally important business of producing an heir…

‘Warm, witty and decidedly wicked—great entertainment.’ Stephanie Laurens on Hard-Hearted Highlander.Mystery and desire cloak the Scottish HighlandsUnruly. Unmarried. Unapologetic. Catriona Mackenzie’s reputation precedes her everywhere she goes. Her beloved late aunt Zelda taught Cat to live out loud and speak her mind, and that’s exactly what she does when Zelda’s legacy—a refuge for women in need—comes under fire. When her quest puts her in the path of the disturbingly mysterious Hamlin Graham, Duke of Montrose, Cat is soon caught up in the provocative rumours surrounding the dark duke.Never one to retreat, Cat boldly goes where no one else has dared for answers. Shrouded in secrets, a hostage of lies, Hamlin must endure the fear and suspicion of those who believe he is a murderer. The sudden disappearance of his wife and the truth he keeps silent are a risk to his chances at earning a coveted parliamentary seat. Bu he’s kept his affairs tightly held until a woman with sparkling eyes and brazen determination appears unexpectedly in his life. Deadly allegations might be his downfall, but his unleashed passion could be the duke’s ultimate undoingPraise for Julia London:‘Julia London writes vibrant, emotional stories and sexy, richly drawn characters.” New York Times bestselling author Madeline Hunter‘An absorbing read from a novelist at the top of her game.’ Kirkus Reviews, starred review, on Wild Wicked Scot‘Expert storytelling and believable characters make the romance [one that] readers will be sad to leave behind.’ Publishers Weekly, starred review, on Wild Wicked Scot